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What is a certificate of deposit?

A certificate of deposit is a time deposit account. When you open a CD account, you’re saving money in that account for a set period. Your savings will earn interest at a fixed rate. You can withdraw your initial deposit and the interest once the CD matures. Or, you could choose to roll the total amount over into a new CD.

Are certificates of deposit accounts better than money market accounts?

Certificates of deposit and money market accounts are two different options for savings. Both have pros and cons and one may be better suited to your needs than the other. Taking time to learn the ins and outs of CDs and money market accounts can help you decide which one is right for you. What Is a Certificate of Deposit Account?

What is a money market account (MMA) & a certificate of deposit (CD)?

Money market accounts (MMAs) and certificates of deposit (CDs) each provide a boost to your savings by offering competitive rates but differ in how liquid — the ability to be converted into cash easily at any time — they are.

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Risk warning: Digital asset trading is an emerging industry with bright prospects, but it also comes with huge risks as it is a new market. The risk is especially high in leveraged trading since leverage magnifies profits and amplifies risks at the same time. Please make sure you have a thorough understanding of the industry, the leveraged trading models, and the rules of trading before opening a position. Additionally, we strongly recommend that you identify your risk tolerance and only accept the risks you are willing to take. All trading involves risks, so you must be cautious when entering the market.

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